Merchant Accounts -- Pricing Fees and Discount Rates

The following pricing reflects fees and terms applicable to businesses processing $240,000.00 or less per year.

If your total annual processing is over $240,000.00 per year please contact your sales person for further details.

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Pricing for the Integrated Payment Service
Combines both Authorize.Net and SecureSource account fees

Credit Card Discount Rate )^{2, 5}

2.39% (Visa, MasterCard, Discover)
3.85% (American Express)⁶

¹ Monthly and one time setup fees will be deducted from your checking account on the first business day of the month following your acceptance of the Service. This will include the first month's fees, which will be prorated from the date of your acceptance, the one-time fees, and the second month's fees in advance. Thereafter monthly and transaction fees will be billed on or before the 1^st business day.

² The discount rates disclosed are based on the following criteria:
VISA CPS Card Not Present and MasterCard Merit 1 Interchange (4/1/01)
Internet authorization and AVS performed on each transaction,
Settlement date (shipping date) must be within 7 calendar days of the auth date
Settled amount must match authorized amount
Non qualifying transactions will be charged a higher rate based on the Visa and MasterCard rates charged for those transactions.

³ Availability of funds will depend upon your financial institution.

⁴ Electronic checks are guaranteed on the 4^th business day and funded on the 5^th business day.

⁵ Price includes Wells Fargo's fraud screening fee

⁶ American Express may not be available on some accounts

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