Merchant Accounts -- Shopping Cart Payment Processing

Advanced Integration Method (AIM) and Simple Integration Method (SIM) are two secure connection methods for linking your web-based business to the Authorize.Net Payment Gateway. Using either AIM or SIM, you can authorize, process, and settle online payments directly from your Website.

Website Transactions

1. A Customer goes to the Merchant's website to place an order. The Customer enters their payment information (Visa®, MasterCard®, American Express®, Discover® or eCheck.Net®) into the Merchant's payment form page. Once the Customer hits submit, their order information is transmitted securely to the Authorize.Net Payment Gateway and Wells Fargo Risk Assessor for authorization.

    

2. The authorization (or decline) response is returned via Authorize.Net to the customer at the merchant's website. This process averages less than 3 seconds roundtrip.

Integrating your website directly to Authorize.Net

• Advanced Integration Method (AIM) is the preferred Authorize.Net integration solution, and uses secure sockets layer (SSL) digital certificate technology to connect securely and directly to the Payment Gateway—achieving the highest security for the Internet connection between a merchant and the gateway.
• Simple Integration Method (SIM) optimizes the security, encryption, and authentication of transactions for merchants that do not have an SSL digital certificate.

AIM and SIM provide the highest levels of secure transaction infrastructure available to merchants building an e-commerce business and directly connecting their website to the Authorize.Net Payment Gateway.

Shopping Carts

Some merchants may choose to use a shopping cart provider to manage their customer's orders. Many leading shopping carts are already integrated with the Integrated Payment Service (IPS) processing solution